Call reports 2022
VERSAILLES SAVINGS AND LOAN COMPANY, THE — 2022
What VERSAILLES SAVINGS AND LOAN COMPANY, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 64,275,000 | 66,134,000 | 66,760,000 | 61,742,000 |
| Total loans | 35,823,000 | 36,937,000 | 38,040,000 | 38,882,000 |
| Allowance for loan losses | 255,000 | 255,000 | 255,000 | 255,000 |
| Securities available for sale | 5,107,000 | 6,423,000 | 6,145,000 | 6,167,000 |
| Securities held to maturity | 29,000 | 27,000 | 25,000 | 23,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,459,000 | 51,279,000 | 51,838,000 | 46,752,000 |
| Interest-bearing deposits | 46,430,000 | 48,472,000 | 48,937,000 | 43,105,000 |
| Noninterest-bearing deposits | 3,029,000 | 2,807,000 | 2,901,000 | 3,647,000 |
| Equity capital | 11,292,000 | 11,302,000 | 11,329,000 | 11,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 398,000 | 836,000 | 1,372,000 | 1,981,000 |
| Interest expense | 27,000 | 53,000 | 79,000 | 110,000 |
| Net interest income | 371,000 | 783,000 | 1,293,000 | 1,871,000 |
| Noninterest income | 6,000 | 13,000 | 21,000 | 28,000 |
| Noninterest expense | 338,000 | 640,000 | 934,000 | 1,272,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 39,000 | 156,000 | 380,000 | 627,000 |
| Income tax | 9,000 | 34,000 | 83,000 | 135,000 |
| Net income | 30,000 | 122,000 | 297,000 | 492,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,549,000 | 11,650,000 | 11,834,000 | 11,845,000 |