Call reports 2021
VERSAILLES SAVINGS AND LOAN COMPANY, THE — 2021
What VERSAILLES SAVINGS AND LOAN COMPANY, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 64,327,000 | 62,207,000 | 62,618,000 | 62,677,000 |
| Total loans | 34,857,000 | 36,045,000 | 36,151,000 | 34,927,000 |
| Allowance for loan losses | 255,000 | 255,000 | 255,000 | 255,000 |
| Securities available for sale | 3,579,000 | 5,602,000 | 5,546,000 | 5,432,000 |
| Securities held to maturity | 41,000 | 36,000 | 32,000 | 29,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,271,000 | 47,089,000 | 47,393,000 | 47,754,000 |
| Interest-bearing deposits | 46,881,000 | 44,296,000 | 44,788,000 | 45,089,000 |
| Noninterest-bearing deposits | 2,390,000 | 2,793,000 | 2,605,000 | 2,665,000 |
| Equity capital | 11,612,000 | 11,665,000 | 11,744,000 | 11,457,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 422,000 | 832,000 | 1,241,000 | 1,645,000 |
| Interest expense | 59,000 | 106,000 | 138,000 | 166,000 |
| Net interest income | 363,000 | 726,000 | 1,103,000 | 1,479,000 |
| Noninterest income | 6,000 | 12,000 | 18,000 | 25,000 |
| Noninterest expense | 317,000 | 617,000 | 913,000 | 1,255,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 52,000 | 121,000 | 208,000 | 249,000 |
| Income tax | 12,000 | 27,000 | 44,000 | 57,000 |
| Net income | 40,000 | 94,000 | 164,000 | 192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,618,000 | 11,681,000 | 11,762,000 | 11,510,000 |