Call reports 2020
VERSAILLES SAVINGS AND LOAN COMPANY, THE — 2020
What VERSAILLES SAVINGS AND LOAN COMPANY, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 56,331,000 | 59,421,000 | 60,356,000 | 62,872,000 |
| Total loans | 42,934,000 | 39,465,000 | 38,847,000 | 38,189,000 |
| Allowance for loan losses | 255,000 | 255,000 | 255,000 | 255,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 64,000 | 62,000 | 50,000 | 47,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,333,000 | 44,304,000 | 45,166,000 | 47,922,000 |
| Interest-bearing deposits | 39,413,000 | 42,427,000 | 42,842,000 | 45,602,000 |
| Noninterest-bearing deposits | 1,920,000 | 1,877,000 | 2,324,000 | 2,320,000 |
| Equity capital | 11,657,000 | 11,751,000 | 11,828,000 | 11,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 541,000 | 1,025,000 | 1,483,000 | 1,927,000 |
| Interest expense | 88,000 | 169,000 | 243,000 | 313,000 |
| Net interest income | 453,000 | 856,000 | 1,240,000 | 1,614,000 |
| Noninterest income | 4,000 | 11,000 | 17,000 | 23,000 |
| Noninterest expense | 318,000 | 621,000 | 924,000 | 1,273,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 139,000 | 246,000 | 333,000 | 364,000 |
| Income tax | 31,000 | 54,000 | 73,000 | 81,000 |
| Net income | 108,000 | 192,000 | 260,000 | 283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,657,000 | 11,751,000 | 11,828,000 | 11,569,000 |