Call reports 2019
VERSAILLES SAVINGS AND LOAN COMPANY, THE — 2019
What VERSAILLES SAVINGS AND LOAN COMPANY, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 54,974,000 | 55,336,000 | 54,847,000 | 54,935,000 |
| Total loans | 43,564,000 | 42,516,000 | 42,170,000 | 42,335,000 |
| Allowance for loan losses | 255,000 | 255,000 | 255,000 | 255,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 86,000 | 81,000 | 73,000 | 67,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,635,000 | 39,825,000 | 39,173,000 | 40,114,000 |
| Interest-bearing deposits | 37,730,000 | 38,105,000 | 37,550,000 | 38,233,000 |
| Noninterest-bearing deposits | 1,905,000 | 1,720,000 | 1,623,000 | 1,881,000 |
| Equity capital | 11,136,000 | 11,293,000 | 11,425,000 | 11,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 571,000 | 1,143,000 | 1,709,000 | 2,259,000 |
| Interest expense | 77,000 | 168,000 | 264,000 | 356,000 |
| Net interest income | 494,000 | 975,000 | 1,445,000 | 1,903,000 |
| Noninterest income | 4,000 | 9,000 | 13,000 | 18,000 |
| Noninterest expense | 324,000 | 629,000 | 948,000 | 1,294,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 174,000 | 355,000 | 510,000 | 627,000 |
| Income tax | 38,000 | 79,000 | 112,000 | 138,000 |
| Net income | 136,000 | 276,000 | 398,000 | 489,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,136,000 | 11,293,000 | 11,425,000 | 11,538,000 |
| Total capital | 11,391,000 | 11,548,000 | 11,680,000 | 11,793,000 |
| Risk-weighted assets | 32,404,000 | 31,780,000 | 31,727,000 | 31,325,000 |