Call reports 2018
VERSAILLES SAVINGS AND LOAN COMPANY, THE — 2018
What VERSAILLES SAVINGS AND LOAN COMPANY, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 56,530,000 | 55,283,000 | 53,171,000 | 53,744,000 |
| Total loans | 42,759,000 | 41,951,000 | 42,328,000 | 43,995,000 |
| Allowance for loan losses | 255,000 | 255,000 | 255,000 | 255,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 130,000 | 113,000 | 100,000 | 95,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,842,000 | 40,464,000 | 38,176,000 | 38,626,000 |
| Interest-bearing deposits | 40,479,000 | 39,037,000 | 36,729,000 | 36,960,000 |
| Noninterest-bearing deposits | 1,363,000 | 1,427,000 | 1,447,000 | 1,666,000 |
| Equity capital | 10,598,000 | 10,720,000 | 10,864,000 | 10,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 520,000 | 1,045,000 | 1,585,000 | 2,134,000 |
| Interest expense | 53,000 | 107,000 | 161,000 | 221,000 |
| Net interest income | 467,000 | 938,000 | 1,424,000 | 1,913,000 |
| Noninterest income | 3,000 | 8,000 | 12,000 | 17,000 |
| Noninterest expense | 325,000 | 644,000 | 964,000 | 1,323,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 145,000 | 302,000 | 472,000 | 607,000 |
| Income tax | 42,000 | 87,000 | 125,000 | 155,000 |
| Net income | 103,000 | 215,000 | 347,000 | 452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,598,000 | 10,720,000 | 10,864,000 | 10,989,000 |
| Total capital | 10,853,000 | 10,975,000 | 11,119,000 | 11,244,000 |
| Risk-weighted assets | 32,277,000 | 31,769,000 | 31,677,000 | 32,558,000 |