Call reports 2017
VERSAILLES SAVINGS AND LOAN COMPANY, THE — 2017
What VERSAILLES SAVINGS AND LOAN COMPANY, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 55,592,000 | 53,700,000 | 56,461,000 | 55,962,000 |
| Total loans | 40,959,000 | 42,199,000 | 42,705,000 | 42,846,000 |
| Allowance for loan losses | 255,000 | 255,000 | 255,000 | 255,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 179,000 | 159,000 | 145,000 | 137,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,268,000 | 39,235,000 | 41,898,000 | 41,439,000 |
| Interest-bearing deposits | 38,219,000 | 38,073,000 | 40,587,000 | 40,072,000 |
| Noninterest-bearing deposits | 1,049,000 | 1,162,000 | 1,311,000 | 1,367,000 |
| Equity capital | 10,316,000 | 10,413,000 | 10,520,000 | 10,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 474,000 | 958,000 | 1,457,000 | 1,972,000 |
| Interest expense | 67,000 | 124,000 | 179,000 | 234,000 |
| Net interest income | 407,000 | 834,000 | 1,278,000 | 1,738,000 |
| Noninterest income | 4,000 | 7,000 | 11,000 | 15,000 |
| Noninterest expense | 292,000 | 587,000 | 884,000 | 1,223,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 119,000 | 254,000 | 405,000 | 530,000 |
| Income tax | 41,000 | 89,000 | 142,000 | 313,000 |
| Net income | 78,000 | 165,000 | 263,000 | 217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,316,000 | 10,413,000 | 10,520,000 | 10,485,000 |
| Total capital | 10,571,000 | 10,668,000 | 10,775,000 | 10,740,000 |
| Risk-weighted assets | 31,719,000 | 31,928,000 | 32,769,000 | 32,511,000 |