Call reports 2009
TRISTONE COMMUNITY BANK — 2009
What TRISTONE COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Total assets | 157,666,000 | 164,545,000 |
| Total loans | 132,612,000 | 135,073,000 |
| Allowance for loan losses | 1,264,000 | 1,336,000 |
| Securities available for sale | 12,667,000 | 8,024,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 131,970,000 | 141,871,000 |
| Interest-bearing deposits | 124,570,000 | 134,417,000 |
| Noninterest-bearing deposits | 7,400,000 | 7,454,000 |
| Equity capital | 14,352,000 | 14,373,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Interest income | 1,891,000 | 3,797,000 |
| Interest expense | 855,000 | 1,612,000 |
| Net interest income | 1,036,000 | 2,185,000 |
| Noninterest income | 242,000 | 473,000 |
| Noninterest expense | 1,128,000 | 2,404,000 |
| Provision for loan losses | 80,000 | 155,000 |
| Pretax income | 70,000 | 99,000 |
| Income tax | 0 | 0 |
| Net income | 70,000 | 99,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Tier 1 capital | 14,239,000 | 14,271,000 |
| Total capital | 15,503,000 | 15,607,000 |
| Risk-weighted assets | 118,362,000 | 117,024,000 |