Call reports 2008
TRISTONE COMMUNITY BANK — 2008
What TRISTONE COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 121,951,000 | 138,750,000 | 151,479,000 | 152,486,000 |
| Total loans | 100,368,000 | 123,182,000 | 127,441,000 | 127,327,000 |
| Allowance for loan losses | 1,004,000 | 1,140,000 | 1,261,000 | 1,188,000 |
| Securities available for sale | 8,407,000 | 7,465,000 | 12,213,000 | 11,102,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,560,000 | 108,945,000 | 121,098,000 | 126,842,000 |
| Interest-bearing deposits | 86,523,000 | 102,935,000 | 114,649,000 | 119,265,000 |
| Noninterest-bearing deposits | 13,037,000 | 6,010,000 | 6,450,000 | 7,577,000 |
| Equity capital | 14,131,000 | 13,993,000 | 14,126,000 | 14,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,779,000 | 3,613,000 | 5,644,000 | 7,634,000 |
| Interest expense | 956,000 | 1,868,000 | 2,890,000 | 3,882,000 |
| Net interest income | 823,000 | 1,745,000 | 2,754,000 | 3,752,000 |
| Noninterest income | 119,000 | 270,000 | 481,000 | 679,000 |
| Noninterest expense | 1,012,000 | 1,980,000 | 2,974,000 | 3,993,000 |
| Provision for loan losses | 278,000 | 415,000 | 537,000 | 687,000 |
| Pretax income | -348,000 | -380,000 | -276,000 | -249,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -348,000 | -380,000 | -276,000 | -249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,057,000 | 14,020,000 | 14,132,000 | 14,167,000 |
| Total capital | 15,061,000 | 15,160,000 | 15,393,000 | 15,355,000 |
| Risk-weighted assets | 98,370,000 | 113,995,000 | 116,587,000 | 114,463,000 |