Call reports 2007
TRISTONE COMMUNITY BANK — 2007
What TRISTONE COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 88,471,000 | 91,926,000 | 97,464,000 | 104,990,000 |
| Total loans | 65,903,000 | 69,900,000 | 77,531,000 | 86,780,000 |
| Allowance for loan losses | 815,000 | 875,000 | 904,000 | 868,000 |
| Securities available for sale | 8,111,000 | 6,546,000 | 7,008,000 | 8,492,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,035,000 | 77,506,000 | 82,914,000 | 90,281,000 |
| Interest-bearing deposits | 61,569,000 | 62,944,000 | 68,845,000 | 80,327,000 |
| Noninterest-bearing deposits | 12,466,000 | 14,562,000 | 14,069,000 | 9,954,000 |
| Equity capital | 14,262,000 | 14,287,000 | 14,350,000 | 14,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,434,000 | 2,997,000 | 4,640,000 | 6,417,000 |
| Interest expense | 663,000 | 1,392,000 | 2,165,000 | 3,063,000 |
| Net interest income | 771,000 | 1,605,000 | 2,475,000 | 3,354,000 |
| Noninterest income | 79,000 | 190,000 | 297,000 | 426,000 |
| Noninterest expense | 865,000 | 1,756,000 | 2,686,000 | 3,719,000 |
| Provision for loan losses | 75,000 | 135,000 | 166,000 | 135,000 |
| Pretax income | -90,000 | -96,000 | -80,000 | -74,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -90,000 | -96,000 | -80,000 | -74,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,283,000 | 14,309,000 | 14,359,000 | 14,396,000 |
| Total capital | 15,092,000 | 15,184,000 | 15,263,000 | 15,264,000 |
| Risk-weighted assets | 67,706,000 | 74,114,000 | 81,373,000 | 90,102,000 |