Call reports 2006
TRISTONE COMMUNITY BANK — 2006
What TRISTONE COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 59,354,000 | 78,010,000 | 74,102,000 | 80,895,000 |
| Total loans | 41,700,000 | 49,677,000 | 54,793,000 | 61,004,000 |
| Allowance for loan losses | 521,000 | 624,000 | 675,000 | 740,000 |
| Securities available for sale | 8,296,000 | 8,212,000 | 9,694,000 | 8,670,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,090,000 | 63,730,000 | 59,270,000 | 66,392,000 |
| Interest-bearing deposits | 38,799,000 | 56,393,000 | 47,986,000 | 54,830,000 |
| Noninterest-bearing deposits | 6,291,000 | 7,337,000 | 11,284,000 | 11,563,000 |
| Equity capital | 14,142,000 | 14,108,000 | 14,241,000 | 14,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 902,000 | 2,024,000 | 3,304,000 | 4,630,000 |
| Interest expense | 333,000 | 777,000 | 1,304,000 | 1,884,000 |
| Net interest income | 569,000 | 1,247,000 | 2,000,000 | 2,746,000 |
| Noninterest income | 76,000 | 169,000 | 261,000 | 355,000 |
| Noninterest expense | 708,000 | 1,458,000 | 2,201,000 | 3,001,000 |
| Provision for loan losses | 75,000 | 178,000 | 230,000 | 295,000 |
| Pretax income | -138,000 | -220,000 | -170,000 | -195,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -138,000 | -220,000 | -170,000 | -195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,207,000 | 14,184,000 | 14,295,000 | 14,342,000 |
| Total capital | 14,728,000 | 14,808,000 | 14,970,000 | 15,082,000 |
| Risk-weighted assets | 44,464,000 | 54,878,000 | 55,568,000 | 63,849,000 |