Call reports 2005
TRISTONE COMMUNITY BANK — 2005
What TRISTONE COMMUNITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 34,158,000 | 47,670,000 | 52,013,000 | 56,386,000 |
| Total loans | 15,223,000 | 25,178,000 | 30,796,000 | 35,739,000 |
| Allowance for loan losses | 190,000 | 314,000 | 386,000 | 447,000 |
| Securities available for sale | 2,993,000 | 7,585,000 | 7,978,000 | 7,858,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,080,000 | 32,954,000 | 37,516,000 | 42,026,000 |
| Interest-bearing deposits | 16,801,000 | 24,495,000 | 32,842,000 | 37,031,000 |
| Noninterest-bearing deposits | 2,279,000 | 8,459,000 | 4,674,000 | 4,995,000 |
| Equity capital | 15,016,000 | 14,644,000 | 14,441,000 | 14,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 290,000 | 729,000 | 1,385,000 | 2,185,000 |
| Interest expense | 97,000 | 254,000 | 491,000 | 804,000 |
| Net interest income | 193,000 | 475,000 | 894,000 | 1,381,000 |
| Noninterest income | 21,000 | 87,000 | 134,000 | 172,000 |
| Noninterest expense | 552,000 | 1,137,000 | 1,721,000 | 2,364,000 |
| Provision for loan losses | 81,000 | 205,000 | 278,000 | 339,000 |
| Pretax income | -419,000 | -780,000 | -971,000 | -1,150,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -419,000 | -780,000 | -971,000 | -1,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,016,000 | 14,655,000 | 14,464,000 | 14,285,000 |
| Total capital | 15,206,000 | 14,969,000 | 14,849,000 | 14,732,000 |
| Risk-weighted assets | 17,367,000 | 27,517,000 | 31,408,000 | 36,279,000 |