Call reports 2002

CITIZENS FIRST BANK, INC. — 2002

Name: CITIZENS FIRST BANK, INC. — FFIEC call report 2002
Creator: CITIZENS FIRST BANK, INC.

What CITIZENS FIRST BANK, INC. reported to the FFIEC in 2002, quarter by quarter.

PERIOD: 2002SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/959ac111-fd2a-4e66-a8ac-c53d7a6b9a51/2002

Balance sheet

What the bank holds and owes at quarter end

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Total assets	98,088,000	105,791,000	110,426,000	128,518,000
Total loans	84,297,000	89,186,000	91,782,000	96,264,000
Allowance for loan losses	1,227,000	1,289,000	1,279,000	1,300,000
Securities available for sale	9,518,000	11,392,000	13,238,000	16,186,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	82,759,000	88,533,000	88,378,000	105,921,000
Interest-bearing deposits	76,910,000	81,463,000	78,598,000	94,589,000
Noninterest-bearing deposits	5,849,000	7,070,000	9,780,000	11,332,000
Equity capital	8,242,000	8,538,000	8,760,000	8,991,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Interest income	1,577,000	3,175,000	4,791,000	6,395,000
Interest expense	714,000	1,400,000	2,069,000	2,722,000
Net interest income	863,000	1,775,000	2,722,000	3,673,000
Noninterest income	112,000	265,000	448,000	672,000
Noninterest expense	734,000	1,440,000	2,192,000	3,014,000
Provision for loan losses	30,000	100,000	160,000	195,000
Pretax income	211,000	500,000	859,000	1,177,000
Income tax	72,000	171,000	294,000	404,000
Net income	139,000	329,000	565,000	773,000

Basel measures — not reported for every quarter

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Tier 1 capital	7,931,000	8,216,000	8,499,000	8,852,000
Total capital	8,953,000	9,319,000	9,647,000	10,081,000
Risk-weighted assets	81,558,000	88,058,000	91,713,000	98,281,000