Call reports 2025
HOMETOWN BANK — 2025
What HOMETOWN BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 255,599,000 | 255,023,000 | 250,289,000 | 247,421,000 |
| Total loans | 195,794,000 | 191,732,000 | 190,205,000 | 192,025,000 |
| Allowance for loan losses | 1,283,000 | 1,266,000 | 1,310,000 | 1,424,000 |
| Securities available for sale | 36,180,000 | 35,386,000 | 35,088,000 | 34,582,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,584,000 | 215,561,000 | 209,748,000 | 198,666,000 |
| Interest-bearing deposits | 174,062,000 | 174,531,000 | 166,895,000 | 161,346,000 |
| Noninterest-bearing deposits | 42,522,000 | 41,030,000 | 42,853,000 | 37,320,000 |
| Equity capital | 17,924,000 | 18,180,000 | 18,872,000 | 19,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,967,000 | 6,041,000 | 8,969,000 | 12,048,000 |
| Interest expense | 1,071,000 | 2,120,000 | 3,138,000 | 4,064,000 |
| Net interest income | 1,896,000 | 3,921,000 | 5,831,000 | 7,984,000 |
| Noninterest income | 263,000 | 551,000 | 854,000 | 1,143,000 |
| Noninterest expense | 2,193,000 | 4,389,000 | 6,439,000 | 8,609,000 |
| Provision for loan losses | 29,000 | 29,000 | 79,000 | 146,000 |
| Pretax income | -57,000 | 58,000 | 168,000 | 375,000 |
| Income tax | -13,000 | 34,000 | 39,000 | 64,000 |
| Net income | -44,000 | 24,000 | 129,000 | 311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,200,000 | 20,143,000 | 20,217,000 | 20,452,000 |
| Total capital | 21,487,000 | 21,415,000 | 21,536,000 | 21,883,000 |
| Risk-weighted assets | 196,916,000 | 192,071,000 | 191,374,000 | 191,751,000 |