Call reports 2024
HOMETOWN BANK — 2024
What HOMETOWN BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 260,526,000 | 254,435,000 | 254,358,000 | 259,578,000 |
| Total loans | 196,579,000 | 194,551,000 | 194,754,000 | 200,540,000 |
| Allowance for loan losses | 1,218,000 | 1,343,000 | 1,378,000 | 1,262,000 |
| Securities available for sale | 39,766,000 | 38,625,000 | 38,379,000 | 36,915,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,163,000 | 216,501,000 | 211,783,000 | 218,528,000 |
| Interest-bearing deposits | 169,776,000 | 177,805,000 | 171,814,000 | 177,009,000 |
| Noninterest-bearing deposits | 40,387,000 | 38,696,000 | 39,969,000 | 41,519,000 |
| Equity capital | 16,427,000 | 16,223,000 | 17,432,000 | 16,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,970,000 | 5,977,000 | 8,994,000 | 12,016,000 |
| Interest expense | 1,175,000 | 2,346,000 | 3,448,000 | 4,510,000 |
| Net interest income | 1,795,000 | 3,631,000 | 5,546,000 | 7,506,000 |
| Noninterest income | 319,000 | 583,000 | 999,000 | 1,316,000 |
| Noninterest expense | 2,281,000 | 4,669,000 | 6,721,000 | 8,905,000 |
| Provision for loan losses | 21,000 | 145,000 | 201,000 | 204,000 |
| Pretax income | -198,000 | -610,000 | -387,000 | -297,000 |
| Income tax | -47,000 | -150,000 | -126,000 | -127,000 |
| Net income | -151,000 | -460,000 | -261,000 | -170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,959,000 | 19,651,000 | 19,851,000 | 19,941,000 |
| Total capital | 21,187,000 | 21,003,000 | 21,239,000 | 21,213,000 |
| Risk-weighted assets | 196,694,000 | 194,856,000 | 194,783,000 | 201,614,000 |