Call reports 2023
HOMETOWN BANK — 2023
What HOMETOWN BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 274,491,000 | 276,032,000 | 269,245,000 | 259,885,000 |
| Total loans | 206,042,000 | 207,798,000 | 199,477,000 | 197,348,000 |
| Allowance for loan losses | 1,276,000 | 1,290,000 | 1,184,000 | 1,200,000 |
| Securities available for sale | 42,341,000 | 41,727,000 | 40,058,000 | 40,149,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,377,000 | 228,202,000 | 226,225,000 | 214,610,000 |
| Interest-bearing deposits | 181,664,000 | 181,366,000 | 178,433,000 | 174,118,000 |
| Noninterest-bearing deposits | 47,713,000 | 46,836,000 | 47,792,000 | 40,492,000 |
| Equity capital | 17,267,000 | 16,945,000 | 16,656,000 | 17,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,750,000 | 5,682,000 | 8,770,000 | 11,732,000 |
| Interest expense | 847,000 | 1,861,000 | 2,959,000 | 4,113,000 |
| Net interest income | 1,903,000 | 3,821,000 | 5,811,000 | 7,619,000 |
| Noninterest income | 302,000 | 1,091,000 | 1,613,000 | 1,888,000 |
| Noninterest expense | 2,519,000 | 5,052,000 | 7,452,000 | 9,874,000 |
| Provision for loan losses | -166,000 | -153,000 | -235,000 | -221,000 |
| Pretax income | -159,000 | 2,000 | 196,000 | -157,000 |
| Income tax | -306,000 | -283,000 | -295,000 | -384,000 |
| Net income | 147,000 | 285,000 | 491,000 | 227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,172,000 | 21,104,000 | 21,312,000 | 20,647,000 |
| Total capital | 22,447,000 | 22,394,000 | 22,496,000 | 21,847,000 |
| Risk-weighted assets | 211,000,000 | 213,072,000 | 206,056,000 | 195,795,000 |