Call reports 2022
HOMETOWN BANK — 2022
What HOMETOWN BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 269,290,000 | 275,578,000 | 275,798,000 | 272,593,000 |
| Total loans | 190,513,000 | 199,567,000 | 203,232,000 | 204,413,000 |
| Allowance for loan losses | 1,488,000 | 1,488,000 | 1,485,000 | 1,440,000 |
| Securities available for sale | 48,437,000 | 45,954,000 | 44,903,000 | 43,416,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,304,000 | 220,114,000 | 231,678,000 | 230,011,000 |
| Interest-bearing deposits | 178,546,000 | 171,794,000 | 178,726,000 | 183,122,000 |
| Noninterest-bearing deposits | 48,758,000 | 48,320,000 | 52,952,000 | 46,889,000 |
| Equity capital | 18,596,000 | 16,909,000 | 16,520,000 | 16,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,140,000 | 4,415,000 | 6,906,000 | 9,612,000 |
| Interest expense | 219,000 | 440,000 | 819,000 | 1,390,000 |
| Net interest income | 1,921,000 | 3,975,000 | 6,087,000 | 8,222,000 |
| Noninterest income | 545,000 | 962,000 | 1,334,000 | 1,616,000 |
| Noninterest expense | 2,283,000 | 4,597,000 | 6,902,000 | 9,148,000 |
| Provision for loan losses | -300,000 | -300,000 | -300,000 | -204,000 |
| Pretax income | 483,000 | 640,000 | 819,000 | 894,000 |
| Income tax | 84,000 | 97,000 | 111,000 | 108,000 |
| Net income | 399,000 | 543,000 | 708,000 | 786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,927,000 | 20,871,000 | 21,037,000 | 21,025,000 |
| Total capital | 22,415,000 | 22,359,000 | 22,522,000 | 22,465,000 |
| Risk-weighted assets | 194,496,000 | 212,345,000 | 213,508,000 | 210,294,000 |