Call reports 2021
HOMETOWN BANK — 2021
What HOMETOWN BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 246,614,000 | 253,955,000 | 262,564,000 | 275,960,000 |
| Total loans | 181,474,000 | 178,527,000 | 183,342,000 | 183,404,000 |
| Allowance for loan losses | 1,819,000 | 1,873,000 | 1,736,000 | 1,814,000 |
| Securities available for sale | 24,124,000 | 48,356,000 | 47,323,000 | 51,722,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,215,000 | 215,741,000 | 223,996,000 | 231,263,000 |
| Interest-bearing deposits | 166,826,000 | 172,476,000 | 174,081,000 | 179,708,000 |
| Noninterest-bearing deposits | 42,389,000 | 43,265,000 | 49,915,000 | 51,555,000 |
| Equity capital | 19,443,000 | 19,899,000 | 20,669,000 | 20,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,078,000 | 4,162,000 | 6,329,000 | 8,658,000 |
| Interest expense | 316,000 | 568,000 | 807,000 | 1,026,000 |
| Net interest income | 1,762,000 | 3,594,000 | 5,522,000 | 7,632,000 |
| Noninterest income | 1,269,000 | 1,972,000 | 2,459,000 | 3,120,000 |
| Noninterest expense | 2,245,000 | 4,456,000 | 6,599,000 | 8,852,000 |
| Provision for loan losses | 125,000 | 138,000 | 1,000 | 1,000 |
| Pretax income | 661,000 | 972,000 | 1,460,000 | 1,978,000 |
| Income tax | 129,000 | 178,000 | 257,000 | 348,000 |
| Net income | 532,000 | 794,000 | 1,203,000 | 1,630,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,380,000 | 19,643,000 | 20,301,000 | 20,728,000 |
| Total capital | 21,199,000 | 21,516,000 | 22,037,000 | 22,542,000 |
| Risk-weighted assets | 170,266,000 | 170,237,000 | 179,167,000 | 192,363,000 |