Call reports 2020
HOMETOWN BANK — 2020
What HOMETOWN BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 219,873,000 | 238,752,000 | 232,832,000 | 238,166,000 |
| Total loans | 177,963,000 | 189,878,000 | 191,095,000 | 183,877,000 |
| Allowance for loan losses | 1,546,000 | 1,582,000 | 1,576,000 | 1,703,000 |
| Securities available for sale | 11,687,000 | 13,075,000 | 12,842,000 | 17,129,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,024,000 | 194,361,000 | 188,632,000 | 196,324,000 |
| Interest-bearing deposits | 151,510,000 | 155,258,000 | 151,222,000 | 161,346,000 |
| Noninterest-bearing deposits | 27,514,000 | 39,103,000 | 37,410,000 | 34,978,000 |
| Equity capital | 17,063,000 | 18,837,000 | 19,217,000 | 19,457,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,197,000 | 4,370,000 | 6,535,000 | 8,717,000 |
| Interest expense | 514,000 | 995,000 | 1,422,000 | 1,803,000 |
| Net interest income | 1,683,000 | 3,375,000 | 5,113,000 | 6,914,000 |
| Noninterest income | 568,000 | 1,197,000 | 1,916,000 | 2,925,000 |
| Noninterest expense | 1,990,000 | 3,763,000 | 5,801,000 | 7,932,000 |
| Provision for loan losses | 0 | 25,000 | 25,000 | 150,000 |
| Pretax income | 262,000 | 785,000 | 1,213,000 | 1,768,000 |
| Income tax | 48,000 | 148,000 | 221,000 | 322,000 |
| Net income | 214,000 | 637,000 | 992,000 | 1,446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,217,000 | 18,540,000 | 18,895,000 | 19,099,000 |
| Total capital | 18,763,000 | 20,123,000 | 20,471,000 | 20,802,000 |
| Risk-weighted assets | 167,143,000 | 182,072,000 | 187,378,000 | 172,740,000 |
Machine access — free, no API key
Every figure shown here about HOMETOWN BANK — 2020 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.