Call reports 2019
HOMETOWN BANK — 2019
What HOMETOWN BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 204,154,000 | 205,384,000 | 204,690,000 | 206,834,000 |
| Total loans | 168,752,000 | 170,601,000 | 174,069,000 | 175,197,000 |
| Allowance for loan losses | 1,552,000 | 1,546,000 | 1,543,000 | 1,544,000 |
| Securities available for sale | 10,568,000 | 11,048,000 | 9,828,000 | 10,447,000 |
| Securities held to maturity | 910,000 | 748,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,334,000 | 164,849,000 | 161,770,000 | 167,812,000 |
| Interest-bearing deposits | 139,457,000 | 135,980,000 | 134,668,000 | 140,227,000 |
| Noninterest-bearing deposits | 25,877,000 | 28,869,000 | 27,102,000 | 27,585,000 |
| Equity capital | 16,769,000 | 17,109,000 | 17,433,000 | 17,076,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,232,000 | 4,530,000 | 6,858,000 | 9,101,000 |
| Interest expense | 469,000 | 955,000 | 1,452,000 | 1,959,000 |
| Net interest income | 1,763,000 | 3,575,000 | 5,406,000 | 7,142,000 |
| Noninterest income | 225,000 | 939,000 | 1,232,000 | 1,583,000 |
| Noninterest expense | 1,860,000 | 3,905,000 | 5,663,000 | 7,744,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 25,000 |
| Pretax income | 128,000 | 605,000 | 1,031,000 | 1,038,000 |
| Income tax | 18,000 | 114,000 | 85,000 | 76,000 |
| Net income | 110,000 | 491,000 | 946,000 | 962,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,821,000 | 17,063,000 | 17,394,000 | 17,003,000 |
| Total capital | 18,373,000 | 18,609,000 | 18,937,000 | 18,547,000 |
| Risk-weighted assets | 156,739,000 | 159,052,000 | 162,364,000 | 164,050,000 |