Call reports 2018
HOMETOWN BANK — 2018
What HOMETOWN BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 194,136,000 | 194,518,000 | 199,545,000 | 203,495,000 |
| Total loans | 154,014,000 | 162,722,000 | 170,588,000 | 170,798,000 |
| Allowance for loan losses | 1,495,000 | 1,492,000 | 1,499,000 | 1,549,000 |
| Securities available for sale | 9,811,000 | 9,301,000 | 9,155,000 | 9,153,000 |
| Securities held to maturity | 1,616,000 | 1,601,000 | 1,437,000 | 1,274,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,106,000 | 162,265,000 | 161,598,000 | 163,972,000 |
| Interest-bearing deposits | 134,476,000 | 134,489,000 | 135,335,000 | 140,887,000 |
| Noninterest-bearing deposits | 25,630,000 | 27,776,000 | 26,263,000 | 23,085,000 |
| Equity capital | 16,454,000 | 16,065,000 | 16,272,000 | 16,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,902,000 | 3,914,000 | 6,080,000 | 8,318,000 |
| Interest expense | 219,000 | 515,000 | 898,000 | 1,347,000 |
| Net interest income | 1,683,000 | 3,399,000 | 5,182,000 | 6,971,000 |
| Noninterest income | 246,000 | 506,000 | 845,000 | 1,304,000 |
| Noninterest expense | 1,728,000 | 3,466,000 | 5,221,000 | 7,136,000 |
| Provision for loan losses | 0 | 0 | 35,000 | 85,000 |
| Pretax income | 201,000 | 439,000 | 771,000 | 1,054,000 |
| Income tax | 65,000 | 552,000 | 612,000 | 658,000 |
| Net income | 136,000 | -113,000 | 159,000 | 396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,600,000 | 16,201,000 | 16,474,000 | 16,711,000 |
| Total capital | 18,095,000 | 17,693,000 | 17,973,000 | 18,260,000 |
| Risk-weighted assets | 143,333,000 | 150,889,000 | 158,249,000 | 157,350,000 |