Call reports 2017
HOMETOWN BANK — 2017
What HOMETOWN BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 184,958,000 | 186,385,000 | 185,826,000 | 186,374,000 |
| Total loans | 146,572,000 | 146,849,000 | 147,623,000 | 149,899,000 |
| Allowance for loan losses | 1,514,000 | 1,406,000 | 1,407,000 | 1,440,000 |
| Securities available for sale | 7,683,000 | 8,042,000 | 8,636,000 | 10,008,000 |
| Securities held to maturity | 2,185,000 | 1,957,000 | 1,909,000 | 1,730,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,520,000 | 159,155,000 | 158,929,000 | 159,838,000 |
| Interest-bearing deposits | 131,312,000 | 130,554,000 | 130,843,000 | 131,465,000 |
| Noninterest-bearing deposits | 26,208,000 | 28,601,000 | 28,086,000 | 28,373,000 |
| Equity capital | 16,435,000 | 16,587,000 | 16,735,000 | 16,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,806,000 | 3,629,000 | 5,513,000 | 7,390,000 |
| Interest expense | 191,000 | 380,000 | 580,000 | 795,000 |
| Net interest income | 1,615,000 | 3,249,000 | 4,933,000 | 6,595,000 |
| Noninterest income | 342,000 | 692,000 | 974,000 | 1,223,000 |
| Noninterest expense | 1,847,000 | 3,561,000 | 5,188,000 | 6,894,000 |
| Provision for loan losses | 25,000 | 66,000 | 66,000 | 91,000 |
| Pretax income | 85,000 | 314,000 | 653,000 | 833,000 |
| Income tax | 24,000 | 87,000 | 181,000 | 215,000 |
| Net income | 61,000 | 227,000 | 472,000 | 618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,429,000 | 16,533,000 | 16,687,000 | 16,596,000 |
| Total capital | 17,943,000 | 17,939,000 | 18,095,000 | 18,036,000 |
| Risk-weighted assets | 135,300,000 | 136,956,000 | 137,735,000 | 138,768,000 |