Call reports 2011
HOMETOWN BANK — 2011
What HOMETOWN BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 144,277,000 | 148,741,000 | 148,686,000 | 150,205,000 |
| Total loans | 112,203,000 | 117,547,000 | 122,001,000 | 123,613,000 |
| Allowance for loan losses | 831,000 | 874,000 | 762,000 | 856,000 |
| Securities available for sale | 8,515,000 | 8,506,000 | 8,506,000 | 8,506,000 |
| Securities held to maturity | 5,846,000 | 4,122,000 | 3,778,000 | 3,450,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,186,000 | 124,517,000 | 123,553,000 | 124,793,000 |
| Interest-bearing deposits | 106,230,000 | 106,109,000 | 105,132,000 | 105,480,000 |
| Noninterest-bearing deposits | 13,956,000 | 18,408,000 | 18,421,000 | 19,313,000 |
| Equity capital | 10,532,000 | 11,126,000 | 11,220,000 | 11,418,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,757,000 | 3,581,000 | 5,492,000 | 7,428,000 |
| Interest expense | 353,000 | 669,000 | 965,000 | 1,241,000 |
| Net interest income | 1,404,000 | 2,912,000 | 4,527,000 | 6,187,000 |
| Noninterest income | 211,000 | 380,000 | 667,000 | 887,000 |
| Noninterest expense | 1,189,000 | 2,333,000 | 3,679,000 | 4,923,000 |
| Provision for loan losses | 100,000 | 175,000 | 295,000 | 445,000 |
| Pretax income | 315,000 | 773,000 | 1,209,000 | 1,695,000 |
| Income tax | 109,000 | 257,000 | 399,000 | 554,000 |
| Net income | 206,000 | 516,000 | 810,000 | 1,141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,531,000 | 11,125,000 | 11,219,000 | 11,418,000 |
| Total capital | 11,362,000 | 11,999,000 | 11,981,000 | 12,274,000 |
| Risk-weighted assets | 100,985,000 | 106,150,000 | 110,162,000 | 111,883,000 |