Call reports 2010
HOMETOWN BANK — 2010
What HOMETOWN BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 135,093,000 | 138,115,000 | 138,692,000 | 143,016,000 |
| Total loans | 100,880,000 | 103,371,000 | 106,729,000 | 109,210,000 |
| Allowance for loan losses | 421,000 | 439,000 | 571,000 | 746,000 |
| Securities available for sale | 8,640,000 | 8,697,000 | 8,726,000 | 8,688,000 |
| Securities held to maturity | 4,478,000 | 10,409,000 | 8,243,000 | 6,015,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,691,000 | 113,790,000 | 114,413,000 | 118,620,000 |
| Interest-bearing deposits | 101,129,000 | 103,388,000 | 103,165,000 | 106,379,000 |
| Noninterest-bearing deposits | 9,562,000 | 10,402,000 | 11,248,000 | 12,241,000 |
| Equity capital | 10,163,000 | 10,261,000 | 10,370,000 | 10,462,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,671,000 | 3,372,000 | 5,139,000 | 6,954,000 |
| Interest expense | 454,000 | 903,000 | 1,301,000 | 1,677,000 |
| Net interest income | 1,217,000 | 2,469,000 | 3,838,000 | 5,277,000 |
| Noninterest income | 138,000 | 256,000 | 555,000 | 762,000 |
| Noninterest expense | 1,074,000 | 2,123,000 | 3,352,000 | 4,500,000 |
| Provision for loan losses | 70,000 | 100,000 | 260,000 | 485,000 |
| Pretax income | 198,000 | 489,000 | 768,000 | 1,041,000 |
| Income tax | 66,000 | 157,000 | 245,000 | 330,000 |
| Net income | 132,000 | 332,000 | 523,000 | 711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,128,000 | 10,229,000 | 10,370,000 | 10,461,000 |
| Total capital | 10,549,000 | 10,668,000 | 10,941,000 | 11,207,000 |
| Risk-weighted assets | 92,337,000 | 93,834,000 | 96,266,000 | 98,361,000 |