Call reports 2001
HOMETOWN BANK — 2001
What HOMETOWN BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 87,882,000 | 90,560,000 | 96,829,000 | 98,622,000 |
| Total loans | 45,450,000 | 53,341,000 | 55,250,000 | 56,994,000 |
| Allowance for loan losses | 412,000 | 418,000 | 427,000 | 436,000 |
| Securities available for sale | 26,434,000 | 25,105,000 | 24,734,000 | 20,328,000 |
| Securities held to maturity | 5,365,000 | 5,016,000 | 4,735,000 | 4,710,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,379,000 | 82,447,000 | 87,870,000 | 87,952,000 |
| Interest-bearing deposits | 75,138,000 | 77,867,000 | 83,042,000 | 82,878,000 |
| Noninterest-bearing deposits | 4,241,000 | 4,580,000 | 4,828,000 | 5,074,000 |
| Equity capital | 5,652,000 | 5,508,000 | 6,220,000 | 6,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,511,000 | 3,072,000 | 4,716,000 | 6,321,000 |
| Interest expense | 832,000 | 1,704,000 | 2,569,000 | 3,371,000 |
| Net interest income | 679,000 | 1,368,000 | 2,147,000 | 2,950,000 |
| Noninterest income | 148,000 | 236,000 | 505,000 | 775,000 |
| Noninterest expense | 673,000 | 1,314,000 | 2,073,000 | 2,789,000 |
| Provision for loan losses | 3,000 | 12,000 | 21,000 | 30,000 |
| Pretax income | 257,000 | 384,000 | 664,000 | 1,033,000 |
| Income tax | 88,000 | 133,000 | 221,000 | 347,000 |
| Net income | 169,000 | 251,000 | 443,000 | 686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,595,000 | 5,645,000 | 5,817,000 | 6,030,000 |
| Total capital | 6,007,000 | 6,063,000 | 6,244,000 | 6,466,000 |
| Risk-weighted assets | 41,602,000 | 46,325,000 | 50,130,000 | 52,188,000 |