Call reports 2016
TAYLORSVILLE SAVINGS BANK, SSB — 2016
What TAYLORSVILLE SAVINGS BANK, SSB reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 99,720,000 | 100,269,000 | 101,620,000 | 101,732,000 |
| Total loans | 77,811,000 | 78,143,000 | 79,505,000 | 80,164,000 |
| Allowance for loan losses | 1,366,000 | 1,364,000 | 1,363,000 | 1,363,000 |
| Securities available for sale | 8,899,000 | 8,370,000 | 8,610,000 | 8,108,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,110,000 | 88,422,000 | 89,486,000 | 89,952,000 |
| Interest-bearing deposits | 83,640,000 | 83,435,000 | 83,923,000 | 83,522,000 |
| Noninterest-bearing deposits | 4,470,000 | 4,987,000 | 5,563,000 | 6,430,000 |
| Equity capital | 9,305,000 | 9,493,000 | 9,050,000 | 8,935,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 902,000 | 1,833,000 | 2,767,000 | 3,704,000 |
| Interest expense | 83,000 | 166,000 | 248,000 | 325,000 |
| Net interest income | 819,000 | 1,667,000 | 2,519,000 | 3,379,000 |
| Noninterest income | 395,000 | 520,000 | 624,000 | 713,000 |
| Noninterest expense | 806,000 | 1,600,000 | 2,426,000 | 3,243,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 410,000 | 589,000 | 719,000 | 847,000 |
| Income tax | 77,000 | 106,000 | 233,000 | 268,000 |
| Net income | 333,000 | 483,000 | 486,000 | 579,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,541,000 | 9,764,000 | 9,385,000 | 9,467,000 |
| Total capital | 10,368,000 | 10,597,000 | 10,232,000 | 10,329,000 |
| Risk-weighted assets | 65,309,000 | 65,834,000 | 66,549,000 | 67,844,000 |