Call reports 2015
TAYLORSVILLE SAVINGS BANK, SSB — 2015
What TAYLORSVILLE SAVINGS BANK, SSB reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 96,075,000 | 97,698,000 | 99,475,000 | 100,115,000 |
| Total loans | 74,812,000 | 76,841,000 | 77,182,000 | 77,956,000 |
| Allowance for loan losses | 1,368,000 | 1,401,000 | 1,406,000 | 1,375,000 |
| Securities available for sale | 9,813,000 | 9,295,000 | 8,658,000 | 8,226,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,182,000 | 86,553,000 | 88,090,000 | 88,938,000 |
| Interest-bearing deposits | 82,177,000 | 82,380,000 | 83,023,000 | 83,994,000 |
| Noninterest-bearing deposits | 4,005,000 | 4,173,000 | 5,067,000 | 4,944,000 |
| Equity capital | 7,775,000 | 8,977,000 | 8,890,000 | 8,929,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 882,000 | 1,761,000 | 2,676,000 | 3,612,000 |
| Interest expense | 84,000 | 169,000 | 254,000 | 339,000 |
| Net interest income | 798,000 | 1,592,000 | 2,422,000 | 3,273,000 |
| Noninterest income | 117,000 | 258,000 | 383,000 | 460,000 |
| Noninterest expense | 792,000 | 1,594,000 | 2,348,000 | 3,147,000 |
| Provision for loan losses | 86,000 | 86,000 | 86,000 | 86,000 |
| Pretax income | 35,000 | 168,000 | 370,000 | 499,000 |
| Income tax | 18,000 | -1,153,000 | -1,014,000 | -928,000 |
| Net income | 17,000 | 1,321,000 | 1,384,000 | 1,427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,162,000 | 8,961,000 | 9,001,000 | 9,064,000 |
| Total capital | 8,955,000 | 9,792,000 | 9,843,000 | 9,902,000 |
| Risk-weighted assets | 62,887,000 | 65,550,000 | 66,418,000 | 66,030,000 |