Call reports 2014
TAYLORSVILLE SAVINGS BANK, SSB — 2014
What TAYLORSVILLE SAVINGS BANK, SSB reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 92,165,000 | 94,776,000 | 93,245,000 | 92,904,000 |
| Total loans | 66,613,000 | 70,064,000 | 72,032,000 | 73,166,000 |
| Allowance for loan losses | 1,258,000 | 1,261,000 | 1,255,000 | 1,337,000 |
| Securities available for sale | 15,220,000 | 13,801,000 | 12,506,000 | 11,634,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,726,000 | 85,171,000 | 83,418,000 | 83,156,000 |
| Interest-bearing deposits | 78,121,000 | 79,927,000 | 78,901,000 | 78,695,000 |
| Noninterest-bearing deposits | 4,605,000 | 5,244,000 | 4,517,000 | 4,461,000 |
| Equity capital | 7,207,000 | 7,367,000 | 7,628,000 | 7,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 816,000 | 1,663,000 | 2,532,000 | 3,404,000 |
| Interest expense | 81,000 | 164,000 | 250,000 | 337,000 |
| Net interest income | 735,000 | 1,499,000 | 2,282,000 | 3,067,000 |
| Noninterest income | 96,000 | 190,000 | 359,000 | 498,000 |
| Noninterest expense | 759,000 | 1,563,000 | 2,256,000 | 3,050,000 |
| Provision for loan losses | 134,000 | 134,000 | 134,000 | 314,000 |
| Pretax income | -62,000 | -3,000 | 264,000 | 221,000 |
| Income tax | 14,000 | 14,000 | 55,000 | 72,000 |
| Net income | -76,000 | -17,000 | 209,000 | 149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,678,000 | 7,806,000 | 8,087,000 | 8,104,000 |
| Total capital | 8,405,000 | 8,565,000 | 8,854,000 | 8,874,000 |
| Risk-weighted assets | 58,623,000 | 61,324,000 | 62,334,000 | 62,361,000 |