Call reports 2013
TAYLORSVILLE SAVINGS BANK, SSB — 2013
What TAYLORSVILLE SAVINGS BANK, SSB reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 91,402,000 | 91,809,000 | 90,709,000 | 89,534,000 |
| Total loans | 60,946,000 | 61,429,000 | 63,508,000 | 64,933,000 |
| Allowance for loan losses | 999,000 | 1,127,000 | 1,128,000 | 1,250,000 |
| Securities available for sale | 16,544,000 | 17,896,000 | 17,128,000 | 15,523,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,600,000 | 82,141,000 | 81,060,000 | 80,241,000 |
| Interest-bearing deposits | 77,587,000 | 77,997,000 | 77,134,000 | 75,924,000 |
| Noninterest-bearing deposits | 4,013,000 | 4,144,000 | 3,926,000 | 4,317,000 |
| Equity capital | 7,272,000 | 7,069,000 | 7,338,000 | 7,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 807,000 | 1,645,000 | 2,438,000 | 3,262,000 |
| Interest expense | 106,000 | 202,000 | 292,000 | 378,000 |
| Net interest income | 701,000 | 1,443,000 | 2,146,000 | 2,884,000 |
| Noninterest income | 61,000 | 181,000 | 298,000 | 354,000 |
| Noninterest expense | 737,000 | 1,335,000 | 1,943,000 | 2,675,000 |
| Provision for loan losses | 0 | 128,000 | 128,000 | 264,000 |
| Pretax income | 89,000 | 235,000 | 447,000 | 376,000 |
| Income tax | 16,000 | 53,000 | -84,000 | -74,000 |
| Net income | 73,000 | 182,000 | 531,000 | 450,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,707,000 | 7,815,000 | 8,164,000 | 7,686,000 |
| Total capital | 8,402,000 | 8,519,000 | 8,852,000 | 8,398,000 |
| Risk-weighted assets | 55,219,000 | 56,142,000 | 56,744,000 | 57,334,000 |