Call reports 2012
TAYLORSVILLE SAVINGS BANK, SSB — 2012
What TAYLORSVILLE SAVINGS BANK, SSB reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 90,453,000 | 90,121,000 | 88,790,000 | 88,852,000 |
| Total loans | 61,104,000 | 60,941,000 | 59,924,000 | 58,938,000 |
| Allowance for loan losses | 948,000 | 996,000 | 1,000,000 | 1,000,000 |
| Securities available for sale | 18,159,000 | 18,530,000 | 18,611,000 | 18,032,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,632,000 | 80,228,000 | 78,912,000 | 79,069,000 |
| Interest-bearing deposits | 76,814,000 | 76,253,000 | 75,142,000 | 75,164,000 |
| Noninterest-bearing deposits | 3,818,000 | 3,975,000 | 3,770,000 | 3,905,000 |
| Equity capital | 7,248,000 | 7,202,000 | 7,254,000 | 7,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 929,000 | 1,817,000 | 2,618,000 | 3,465,000 |
| Interest expense | 208,000 | 386,000 | 533,000 | 656,000 |
| Net interest income | 721,000 | 1,431,000 | 2,085,000 | 2,809,000 |
| Noninterest income | 183,000 | 209,000 | 314,000 | 435,000 |
| Noninterest expense | 807,000 | 1,566,000 | 2,288,000 | 3,031,000 |
| Provision for loan losses | 0 | 90,000 | 93,000 | 93,000 |
| Pretax income | 97,000 | 40,000 | 114,000 | 263,000 |
| Income tax | 24,000 | 48,000 | 90,000 | 112,000 |
| Net income | 73,000 | -8,000 | 24,000 | 151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,555,000 | 7,475,000 | 7,506,000 | 7,633,000 |
| Total capital | 8,257,000 | 8,171,000 | 8,184,000 | 8,310,000 |
| Risk-weighted assets | 55,843,000 | 55,424,000 | 53,975,000 | 53,674,000 |