Call reports 2011
TAYLORSVILLE SAVINGS BANK, SSB — 2011
What TAYLORSVILLE SAVINGS BANK, SSB reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 90,449,000 | 90,472,000 | 90,930,000 | 89,876,000 |
| Total loans | 64,526,000 | 63,891,000 | 61,954,000 | 61,387,000 |
| Allowance for loan losses | 1,048,000 | 1,005,000 | 985,000 | 983,000 |
| Securities available for sale | 12,566,000 | 15,451,000 | 15,277,000 | 16,300,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,876,000 | 79,620,000 | 81,062,000 | 80,162,000 |
| Interest-bearing deposits | 75,400,000 | 75,447,000 | 76,540,000 | 76,123,000 |
| Noninterest-bearing deposits | 4,476,000 | 4,173,000 | 4,522,000 | 4,039,000 |
| Equity capital | 7,836,000 | 8,004,000 | 7,251,000 | 7,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 982,000 | 1,951,000 | 2,886,000 | 3,813,000 |
| Interest expense | 320,000 | 616,000 | 892,000 | 1,128,000 |
| Net interest income | 662,000 | 1,335,000 | 1,994,000 | 2,685,000 |
| Noninterest income | 77,000 | 191,000 | 318,000 | 483,000 |
| Noninterest expense | 738,000 | 1,536,000 | 2,199,000 | 2,988,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,000 | -10,000 | 148,000 | 215,000 |
| Income tax | 4,000 | 8,000 | 1,180,000 | 1,182,000 |
| Net income | -3,000 | -18,000 | -1,032,000 | -967,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,787,000 | 7,887,000 | 7,417,000 | 7,482,000 |
| Total capital | 8,531,000 | 8,631,000 | 8,129,000 | 8,184,000 |
| Risk-weighted assets | 59,241,000 | 58,519,000 | 56,744,000 | 55,871,000 |