Call reports 2010
TAYLORSVILLE SAVINGS BANK, SSB — 2010
What TAYLORSVILLE SAVINGS BANK, SSB reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 89,472,000 | 88,706,000 | 89,307,000 | 88,285,000 |
| Total loans | 65,933,000 | 65,436,000 | 65,564,000 | 64,371,000 |
| Allowance for loan losses | 1,187,000 | 1,072,000 | 1,056,000 | 1,084,000 |
| Securities available for sale | 9,098,000 | 11,809,000 | 12,791,000 | 12,293,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,702,000 | 77,729,000 | 78,322,000 | 77,771,000 |
| Interest-bearing deposits | 73,050,000 | 73,982,000 | 74,122,000 | 73,684,000 |
| Noninterest-bearing deposits | 4,652,000 | 3,747,000 | 4,200,000 | 4,087,000 |
| Equity capital | 7,870,000 | 7,585,000 | 8,156,000 | 7,854,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 988,000 | 1,955,000 | 2,927,000 | 3,887,000 |
| Interest expense | 396,000 | 784,000 | 1,161,000 | 1,517,000 |
| Net interest income | 592,000 | 1,171,000 | 1,766,000 | 2,370,000 |
| Noninterest income | 110,000 | 251,000 | 240,000 | 349,000 |
| Noninterest expense | 783,000 | 1,467,000 | 1,950,000 | 2,733,000 |
| Provision for loan losses | 0 | 65,000 | 65,000 | 101,000 |
| Pretax income | -81,000 | -110,000 | -9,000 | -115,000 |
| Income tax | 0 | 1,000 | -284,000 | -282,000 |
| Net income | -81,000 | -111,000 | 275,000 | 167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,201,000 | 8,171,000 | 8,557,000 | 8,449,000 |
| Total capital | 8,992,000 | 8,947,000 | 9,327,000 | 9,203,000 |
| Risk-weighted assets | 63,259,000 | 61,681,000 | 61,123,000 | 59,944,000 |