Call reports 2009
TAYLORSVILLE SAVINGS BANK, SSB — 2009
What TAYLORSVILLE SAVINGS BANK, SSB reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 87,310,000 | 84,645,000 | 85,435,000 | 87,208,000 |
| Total loans | 65,351,000 | 66,127,000 | 66,391,000 | 66,595,000 |
| Allowance for loan losses | 673,000 | 1,030,000 | 1,193,000 | 1,229,000 |
| Securities available for sale | 9,353,000 | 8,530,000 | 8,599,000 | 9,649,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,262,000 | 73,290,000 | 74,082,000 | 76,080,000 |
| Interest-bearing deposits | 69,497,000 | 69,326,000 | 69,982,000 | 71,656,000 |
| Noninterest-bearing deposits | 5,765,000 | 3,964,000 | 4,100,000 | 4,424,000 |
| Equity capital | 8,119,000 | 7,277,000 | 8,029,000 | 7,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,125,000 | 2,116,000 | 3,100,000 | 4,074,000 |
| Interest expense | 456,000 | 896,000 | 1,331,000 | 1,749,000 |
| Net interest income | 669,000 | 1,220,000 | 1,769,000 | 2,325,000 |
| Noninterest income | 117,000 | 246,000 | 376,000 | 520,000 |
| Noninterest expense | 839,000 | 1,794,000 | 2,147,000 | 2,926,000 |
| Provision for loan losses | 89,000 | 516,000 | 699,000 | 699,000 |
| Pretax income | -134,000 | -836,000 | -693,000 | -772,000 |
| Income tax | 10,000 | 65,000 | -45,000 | -45,000 |
| Net income | -144,000 | -901,000 | -648,000 | -727,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,865,000 | 8,108,000 | 8,361,000 | 8,282,000 |
| Total capital | 9,538,000 | 8,862,000 | 9,120,000 | 9,060,000 |
| Risk-weighted assets | 61,425,000 | 60,490,000 | 60,702,000 | 62,410,000 |