Call reports 2008
TAYLORSVILLE SAVINGS BANK, SSB — 2008
What TAYLORSVILLE SAVINGS BANK, SSB reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 84,210,000 | 84,157,000 | 84,418,000 | 84,241,000 |
| Total loans | 63,816,000 | 64,141,000 | 63,153,000 | 63,305,000 |
| Allowance for loan losses | 603,000 | 561,000 | 605,000 | 664,000 |
| Securities available for sale | 9,973,000 | 9,429,000 | 9,372,000 | 9,707,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,349,000 | 72,398,000 | 72,570,000 | 72,057,000 |
| Interest-bearing deposits | 68,905,000 | 68,537,000 | 69,071,000 | 67,238,000 |
| Noninterest-bearing deposits | 3,444,000 | 3,861,000 | 3,499,000 | 4,819,000 |
| Equity capital | 8,811,000 | 8,649,000 | 8,790,000 | 8,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,319,000 | 2,526,000 | 3,709,000 | 4,808,000 |
| Interest expense | 558,000 | 1,066,000 | 1,565,000 | 2,057,000 |
| Net interest income | 761,000 | 1,460,000 | 2,144,000 | 2,751,000 |
| Noninterest income | 114,000 | 216,000 | 349,000 | 489,000 |
| Noninterest expense | 768,000 | 1,455,000 | 2,177,000 | 3,387,000 |
| Provision for loan losses | 125,000 | 135,000 | 210,000 | 290,000 |
| Pretax income | -27,000 | 77,000 | 97,000 | -446,000 |
| Income tax | 15,000 | 30,000 | 41,000 | -42,000 |
| Net income | -42,000 | 47,000 | 56,000 | -404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,371,000 | 9,460,000 | 9,469,000 | 9,009,000 |
| Total capital | 9,974,000 | 10,021,000 | 10,074,000 | 9,673,000 |
| Risk-weighted assets | 62,954,000 | 62,464,000 | 61,639,000 | 60,711,000 |