Call reports 2007
TAYLORSVILLE SAVINGS BANK, SSB — 2007
What TAYLORSVILLE SAVINGS BANK, SSB reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 81,590,000 | 80,744,000 | 82,313,000 | 84,501,000 |
| Total loans | 59,270,000 | 60,245,000 | 60,936,000 | 63,327,000 |
| Allowance for loan losses | 679,000 | 680,000 | 500,000 | 629,000 |
| Securities available for sale | 10,678,000 | 10,002,000 | 9,833,000 | 9,744,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,832,000 | 69,859,000 | 70,639,000 | 70,692,000 |
| Interest-bearing deposits | 66,437,000 | 66,145,000 | 67,730,000 | 67,915,000 |
| Noninterest-bearing deposits | 3,395,000 | 3,714,000 | 2,909,000 | 2,777,000 |
| Equity capital | 9,026,000 | 8,967,000 | 8,611,000 | 8,702,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,323,000 | 2,686,000 | 3,984,000 | 5,308,000 |
| Interest expense | 507,000 | 1,033,000 | 1,573,000 | 2,122,000 |
| Net interest income | 816,000 | 1,653,000 | 2,411,000 | 3,186,000 |
| Noninterest income | 110,000 | 238,000 | 367,000 | 486,000 |
| Noninterest expense | 820,000 | 1,596,000 | 2,566,000 | 3,331,000 |
| Provision for loan losses | 10,000 | 10,000 | -158,000 | 4,000 |
| Pretax income | 96,000 | 285,000 | 370,000 | 337,000 |
| Income tax | 34,000 | 110,000 | 85,000 | 86,000 |
| Net income | 62,000 | 175,000 | 285,000 | 251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,224,000 | 9,337,000 | 9,447,000 | 9,413,000 |
| Total capital | 9,903,000 | 10,017,000 | 9,947,000 | 10,042,000 |
| Risk-weighted assets | 58,371,000 | 60,345,000 | 61,436,000 | 61,845,000 |