Call reports 2006
TAYLORSVILLE SAVINGS BANK, SSB — 2006
What TAYLORSVILLE SAVINGS BANK, SSB reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 84,955,000 | 82,442,000 | 83,240,000 | 81,369,000 |
| Total loans | 58,969,000 | 59,382,000 | 61,033,000 | 59,617,000 |
| Allowance for loan losses | 671,000 | 605,000 | 702,000 | 689,000 |
| Securities available for sale | 11,928,000 | 11,452,000 | 11,298,000 | 11,005,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,500,000 | 71,216,000 | 70,757,000 | 69,763,000 |
| Interest-bearing deposits | 69,170,000 | 68,152,000 | 66,604,000 | 66,233,000 |
| Noninterest-bearing deposits | 3,330,000 | 3,064,000 | 4,153,000 | 3,530,000 |
| Equity capital | 8,767,000 | 8,554,000 | 8,794,000 | 8,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,251,000 | 2,512,000 | 3,821,000 | 5,175,000 |
| Interest expense | 443,000 | 915,000 | 1,417,000 | 1,940,000 |
| Net interest income | 808,000 | 1,597,000 | 2,404,000 | 3,235,000 |
| Noninterest income | 122,000 | 292,000 | 416,000 | 536,000 |
| Noninterest expense | 814,000 | 1,630,000 | 2,366,000 | 3,159,000 |
| Provision for loan losses | 0 | 320,000 | 430,000 | 430,000 |
| Pretax income | 142,000 | -35,000 | 49,000 | 207,000 |
| Income tax | 44,000 | -76,000 | -20,000 | 30,000 |
| Net income | 98,000 | 41,000 | 69,000 | 177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,083,000 | 9,026,000 | 9,054,000 | 9,162,000 |
| Total capital | 9,754,000 | 9,631,000 | 9,756,000 | 9,851,000 |
| Risk-weighted assets | 57,391,000 | 57,234,000 | 58,035,000 | 58,662,000 |