Call reports 2005
TAYLORSVILLE SAVINGS BANK, SSB — 2005
What TAYLORSVILLE SAVINGS BANK, SSB reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 83,185,000 | 84,030,000 | 83,152,000 | 82,075,000 |
| Total loans | 55,469,000 | 57,828,000 | 58,204,000 | 58,712,000 |
| Allowance for loan losses | 693,000 | 694,000 | 689,000 | 675,000 |
| Securities available for sale | 17,162,000 | 16,611,000 | 14,866,000 | 13,737,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,821,000 | 72,590,000 | 71,748,000 | 70,752,000 |
| Interest-bearing deposits | 70,314,000 | 70,089,000 | 68,541,000 | 67,676,000 |
| Noninterest-bearing deposits | 2,507,000 | 2,501,000 | 3,207,000 | 3,076,000 |
| Equity capital | 8,558,000 | 8,743,000 | 8,719,000 | 8,730,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,033,000 | 2,118,000 | 3,253,000 | 4,470,000 |
| Interest expense | 335,000 | 696,000 | 1,078,000 | 1,478,000 |
| Net interest income | 698,000 | 1,422,000 | 2,175,000 | 2,992,000 |
| Noninterest income | 119,000 | 169,000 | 320,000 | 414,000 |
| Noninterest expense | 814,000 | 1,589,000 | 2,351,000 | 3,156,000 |
| Provision for loan losses | 0 | 10,000 | 10,000 | 10,000 |
| Pretax income | 3,000 | -8,000 | 173,000 | 279,000 |
| Income tax | 0 | 0 | 70,000 | 19,000 |
| Net income | 3,000 | -8,000 | 103,000 | 260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,728,000 | 8,717,000 | 8,828,000 | 8,985,000 |
| Total capital | 9,366,000 | 9,411,000 | 9,517,000 | 9,660,000 |
| Risk-weighted assets | 50,953,000 | 55,708,000 | 55,903,000 | 56,255,000 |