Call reports 2004
TAYLORSVILLE SAVINGS BANK, SSB — 2004
What TAYLORSVILLE SAVINGS BANK, SSB reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 87,232,000 | 86,825,000 | 85,548,000 | 84,040,000 |
| Total loans | 54,181,000 | 54,025,000 | 53,676,000 | 55,078,000 |
| Allowance for loan losses | 663,000 | 662,000 | 698,000 | 691,000 |
| Securities available for sale | 22,938,000 | 21,273,000 | 21,228,000 | 17,963,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,459,000 | 76,487,000 | 74,859,000 | 73,372,000 |
| Interest-bearing deposits | 73,992,000 | 74,182,000 | 73,020,000 | 71,240,000 |
| Noninterest-bearing deposits | 2,467,000 | 2,305,000 | 1,839,000 | 2,132,000 |
| Equity capital | 9,010,000 | 8,487,000 | 8,821,000 | 8,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,031,000 | 2,053,000 | 3,046,000 | 4,090,000 |
| Interest expense | 399,000 | 770,000 | 1,132,000 | 1,482,000 |
| Net interest income | 632,000 | 1,283,000 | 1,914,000 | 2,608,000 |
| Noninterest income | 129,000 | 149,000 | 295,000 | 431,000 |
| Noninterest expense | 770,000 | 1,562,000 | 2,330,000 | 3,136,000 |
| Provision for loan losses | 0 | 0 | 40,000 | 40,000 |
| Pretax income | 2,000 | -118,000 | -149,000 | -114,000 |
| Income tax | 0 | -133,000 | -133,000 | -133,000 |
| Net income | 2,000 | 15,000 | -16,000 | 19,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,708,000 | 8,721,000 | 8,690,000 | 8,725,000 |
| Total capital | 9,324,000 | 9,336,000 | 9,302,000 | 9,345,000 |
| Risk-weighted assets | 48,556,000 | 49,155,000 | 48,895,000 | 49,575,000 |