Call reports 2003
TAYLORSVILLE SAVINGS BANK, SSB — 2003
What TAYLORSVILLE SAVINGS BANK, SSB reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 88,276,000 | 88,188,000 | 87,750,000 | 86,831,000 |
| Total loans | 55,913,000 | 55,313,000 | 54,586,000 | 53,837,000 |
| Allowance for loan losses | 650,000 | 642,000 | 631,000 | 664,000 |
| Securities available for sale | 20,913,000 | 21,041,000 | 21,762,000 | 23,274,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,855,000 | 77,530,000 | 77,181,000 | 76,251,000 |
| Interest-bearing deposits | 75,358,000 | 74,850,000 | 74,727,000 | 73,672,000 |
| Noninterest-bearing deposits | 2,497,000 | 2,680,000 | 2,454,000 | 2,579,000 |
| Equity capital | 9,176,000 | 9,241,000 | 8,852,000 | 8,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,116,000 | 2,200,000 | 3,223,000 | 4,279,000 |
| Interest expense | 529,000 | 1,019,000 | 1,480,000 | 1,909,000 |
| Net interest income | 587,000 | 1,181,000 | 1,743,000 | 2,370,000 |
| Noninterest income | 183,000 | 298,000 | 392,000 | 517,000 |
| Noninterest expense | 819,000 | 1,590,000 | 2,308,000 | 3,046,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 95,000 |
| Pretax income | -79,000 | -140,000 | -189,000 | -239,000 |
| Income tax | 0 | 0 | -212,000 | -212,000 |
| Net income | -79,000 | -140,000 | 23,000 | -27,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,907,000 | 8,862,000 | 8,756,000 | 8,706,000 |
| Total capital | 9,533,000 | 9,470,000 | 9,373,000 | 9,319,000 |
| Risk-weighted assets | 49,265,000 | 48,598,000 | 48,634,000 | 48,293,000 |