Call reports 2002
TAYLORSVILLE SAVINGS BANK, SSB — 2002
What TAYLORSVILLE SAVINGS BANK, SSB reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 86,971,000 | 87,072,000 | 88,016,000 | 87,277,000 |
| Total loans | 57,641,000 | 56,796,000 | 57,391,000 | 56,178,000 |
| Allowance for loan losses | 663,000 | 654,000 | 671,000 | 626,000 |
| Securities available for sale | 17,458,000 | 19,296,000 | 20,824,000 | 20,633,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,278,000 | 77,301,000 | 77,653,000 | 76,789,000 |
| Interest-bearing deposits | 74,842,000 | 74,662,000 | 74,845,000 | 74,061,000 |
| Noninterest-bearing deposits | 2,436,000 | 2,639,000 | 2,808,000 | 2,728,000 |
| Equity capital | 8,736,000 | 8,920,000 | 9,241,000 | 9,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,307,000 | 2,555,000 | 3,816,000 | 4,991,000 |
| Interest expense | 654,000 | 1,278,000 | 1,882,000 | 2,460,000 |
| Net interest income | 653,000 | 1,277,000 | 1,934,000 | 2,531,000 |
| Noninterest income | 104,000 | 211,000 | 319,000 | 654,000 |
| Noninterest expense | 714,000 | 1,490,000 | 2,225,000 | 3,007,000 |
| Provision for loan losses | 94,000 | 94,000 | 166,000 | 166,000 |
| Pretax income | -50,000 | -92,000 | -134,000 | 20,000 |
| Income tax | 11,000 | -19,000 | -91,000 | -25,000 |
| Net income | -61,000 | -73,000 | -43,000 | 45,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,880,000 | 8,868,000 | 8,898,000 | 8,986,000 |
| Total capital | 9,506,000 | 9,481,000 | 9,522,000 | 9,596,000 |
| Risk-weighted assets | 50,028,000 | 49,034,000 | 49,846,000 | 48,777,000 |