Call reports 2025
PIONEER BANK — 2025
What PIONEER BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 350,953,000 | 337,614,000 | 345,570,000 | 354,220,000 |
| Total loans | 261,399,000 | 267,045,000 | 278,168,000 | 290,247,000 |
| Allowance for loan losses | 2,474,000 | 2,589,000 | 2,646,000 | 2,544,000 |
| Securities available for sale | 57,048,000 | 47,334,000 | 45,347,000 | 44,051,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 278,770,000 | 276,605,000 | 282,872,000 | 283,317,000 |
| Interest-bearing deposits | 188,371,000 | 189,403,000 | 188,596,000 | 189,899,000 |
| Noninterest-bearing deposits | 90,399,000 | 87,202,000 | 94,276,000 | 93,418,000 |
| Equity capital | 35,937,000 | 36,861,000 | 38,037,000 | 38,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,724,000 | 9,477,000 | 14,295,000 | 19,415,000 |
| Interest expense | 1,441,000 | 2,843,000 | 4,188,000 | 5,526,000 |
| Net interest income | 3,283,000 | 6,634,000 | 10,107,000 | 13,889,000 |
| Noninterest income | 436,000 | 837,000 | 1,259,000 | 1,687,000 |
| Noninterest expense | 2,409,000 | 4,756,000 | 7,158,000 | 10,129,000 |
| Provision for loan losses | -35,000 | 135,000 | 285,000 | 197,000 |
| Pretax income | 1,342,000 | 2,561,000 | 3,904,000 | 5,119,000 |
| Income tax | 248,000 | 523,000 | 798,000 | 1,051,000 |
| Net income | 1,094,000 | 2,038,000 | 3,106,000 | 4,068,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,489,000 | 38,133,000 | 38,921,000 | 39,893,000 |
| Total capital | 39,951,000 | 40,726,000 | 41,571,000 | 42,416,000 |
| Risk-weighted assets | 257,277,000 | 268,740,000 | 281,159,000 | 286,838,000 |