Call reports 2024
PIONEER BANK — 2024
What PIONEER BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 357,676,000 | 356,915,000 | 362,407,000 | 344,501,000 |
| Total loans | 240,673,000 | 258,196,000 | 259,486,000 | 262,639,000 |
| Allowance for loan losses | 2,331,000 | 2,434,000 | 2,526,000 | 2,551,000 |
| Securities available for sale | 76,387,000 | 71,683,000 | 70,785,000 | 43,431,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 273,430,000 | 271,266,000 | 274,876,000 | 273,858,000 |
| Interest-bearing deposits | 181,053,000 | 182,688,000 | 186,376,000 | 186,055,000 |
| Noninterest-bearing deposits | 92,377,000 | 88,578,000 | 88,500,000 | 87,803,000 |
| Equity capital | 32,015,000 | 32,655,000 | 34,013,000 | 34,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,304,000 | 8,909,000 | 13,675,000 | 18,256,000 |
| Interest expense | 1,525,000 | 3,239,000 | 5,069,000 | 6,525,000 |
| Net interest income | 2,779,000 | 5,670,000 | 8,606,000 | 11,731,000 |
| Noninterest income | 395,000 | 771,000 | 1,174,000 | 1,555,000 |
| Noninterest expense | 2,332,000 | 4,775,000 | 7,257,000 | 9,504,000 |
| Provision for loan losses | 25,000 | 159,000 | 284,000 | 342,000 |
| Pretax income | 817,000 | 1,507,000 | 2,239,000 | 3,437,000 |
| Income tax | 129,000 | 230,000 | 344,000 | 684,000 |
| Net income | 688,000 | 1,277,000 | 1,895,000 | 2,753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,167,000 | 35,507,000 | 35,925,000 | 36,677,000 |
| Total capital | 37,446,000 | 37,889,000 | 38,399,000 | 39,179,000 |
| Risk-weighted assets | 240,545,000 | 252,844,000 | 252,379,000 | 257,861,000 |