Call reports 2023
PIONEER BANK — 2023
What PIONEER BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 298,547,000 | 304,239,000 | 315,812,000 | 321,562,000 |
| Total loans | 210,371,000 | 220,873,000 | 229,923,000 | 239,792,000 |
| Allowance for loan losses | 2,239,000 | 2,302,000 | 2,363,000 | 2,348,000 |
| Securities available for sale | 61,826,000 | 51,848,000 | 49,562,000 | 51,321,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,064,000 | 250,695,000 | 261,861,000 | 265,846,000 |
| Interest-bearing deposits | 156,241,000 | 157,033,000 | 169,576,000 | 174,077,000 |
| Noninterest-bearing deposits | 99,823,000 | 93,662,000 | 92,285,000 | 91,769,000 |
| Equity capital | 29,103,000 | 29,833,000 | 29,977,000 | 31,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,183,000 | 6,585,000 | 10,192,000 | 14,080,000 |
| Interest expense | 359,000 | 1,066,000 | 1,950,000 | 3,146,000 |
| Net interest income | 2,824,000 | 5,519,000 | 8,242,000 | 10,934,000 |
| Noninterest income | 391,000 | 724,000 | 1,038,000 | 1,415,000 |
| Noninterest expense | 2,352,000 | 4,592,000 | 6,902,000 | 9,264,000 |
| Provision for loan losses | 0 | 14,000 | 54,000 | 818,000 |
| Pretax income | 863,000 | 1,643,000 | 2,328,000 | 2,262,000 |
| Income tax | 135,000 | 254,000 | 353,000 | 271,000 |
| Net income | 728,000 | 1,389,000 | 1,975,000 | 1,991,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,500,000 | 34,161,000 | 34,746,000 | 34,763,000 |
| Total capital | 35,650,000 | 36,368,000 | 37,016,000 | 37,028,000 |
| Risk-weighted assets | 211,449,000 | 219,355,000 | 227,236,000 | 236,573,000 |