Call reports 2022
PIONEER BANK — 2022
What PIONEER BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 297,033,000 | 293,535,000 | 305,611,000 | 292,726,000 |
| Total loans | 180,528,000 | 185,801,000 | 193,835,000 | 207,815,000 |
| Allowance for loan losses | 2,204,000 | 2,032,000 | 2,068,000 | 2,117,000 |
| Securities available for sale | 79,153,000 | 79,281,000 | 76,325,000 | 62,241,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,704,000 | 262,812,000 | 273,961,000 | 260,957,000 |
| Interest-bearing deposits | 163,904,000 | 161,940,000 | 165,362,000 | 161,579,000 |
| Noninterest-bearing deposits | 100,800,000 | 100,872,000 | 108,599,000 | 99,378,000 |
| Equity capital | 29,033,000 | 27,353,000 | 27,738,000 | 28,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,470,000 | 4,998,000 | 7,772,000 | 10,696,000 |
| Interest expense | 113,000 | 227,000 | 384,000 | 601,000 |
| Net interest income | 2,357,000 | 4,771,000 | 7,388,000 | 10,095,000 |
| Noninterest income | 367,000 | 1,036,000 | 2,857,000 | 3,215,000 |
| Noninterest expense | 2,239,000 | 4,449,000 | 6,850,000 | 9,453,000 |
| Provision for loan losses | -122,000 | -289,000 | -289,000 | -248,000 |
| Pretax income | 607,000 | 1,647,000 | 3,684,000 | 3,390,000 |
| Income tax | 51,000 | 193,000 | 568,000 | 482,000 |
| Net income | 556,000 | 1,454,000 | 3,116,000 | 2,908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,001,000 | 31,599,000 | 33,012,000 | 32,804,000 |
| Total capital | 33,205,000 | 33,631,000 | 35,080,000 | 34,921,000 |
| Risk-weighted assets | 185,298,000 | 194,034,000 | 206,663,000 | 208,904,000 |