Call reports 2021
PIONEER BANK — 2021
What PIONEER BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 272,746,000 | 281,852,000 | 287,066,000 | 285,875,000 |
| Total loans | 185,411,000 | 183,066,000 | 175,909,000 | 179,010,000 |
| Allowance for loan losses | 2,685,000 | 2,533,000 | 2,369,000 | 2,330,000 |
| Securities available for sale | 40,430,000 | 50,053,000 | 72,138,000 | 61,773,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,079,000 | 248,840,000 | 252,477,000 | 252,485,000 |
| Interest-bearing deposits | 150,459,000 | 155,997,000 | 158,152,000 | 158,276,000 |
| Noninterest-bearing deposits | 89,620,000 | 92,843,000 | 94,325,000 | 94,209,000 |
| Equity capital | 29,153,000 | 29,513,000 | 30,653,000 | 30,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,655,000 | 5,303,000 | 9,182,000 | 11,857,000 |
| Interest expense | 155,000 | 296,000 | 440,000 | 569,000 |
| Net interest income | 2,500,000 | 5,007,000 | 8,742,000 | 11,288,000 |
| Noninterest income | 380,000 | 705,000 | 1,055,000 | 1,379,000 |
| Noninterest expense | 2,111,000 | 4,320,000 | 6,778,000 | 9,203,000 |
| Provision for loan losses | 106,000 | -100,000 | -284,000 | -283,000 |
| Pretax income | 663,000 | 1,492,000 | 3,303,000 | 3,747,000 |
| Income tax | 76,000 | 165,000 | 462,000 | 564,000 |
| Net income | 587,000 | 1,327,000 | 2,841,000 | 3,183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,850,000 | 29,339,000 | 30,354,000 | 30,446,000 |
| Total capital | 31,078,000 | 31,529,000 | 32,596,000 | 32,744,000 |
| Risk-weighted assets | 177,802,000 | 174,919,000 | 179,295,000 | 183,834,000 |