Call reports 2020
PIONEER BANK — 2020
What PIONEER BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 232,278,000 | 243,660,000 | 251,833,000 | 261,157,000 |
| Total loans | 189,957,000 | 201,780,000 | 208,002,000 | 198,316,000 |
| Allowance for loan losses | 2,185,000 | 2,563,000 | 2,520,000 | 2,638,000 |
| Securities available for sale | 17,221,000 | 11,023,000 | 10,822,000 | 17,343,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,056,000 | 211,560,000 | 219,235,000 | 228,266,000 |
| Interest-bearing deposits | 138,359,000 | 139,124,000 | 140,302,000 | 145,147,000 |
| Noninterest-bearing deposits | 61,697,000 | 72,436,000 | 78,933,000 | 83,119,000 |
| Equity capital | 27,115,000 | 27,554,000 | 28,323,000 | 29,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,803,000 | 5,522,000 | 8,291,000 | 11,086,000 |
| Interest expense | 376,000 | 662,000 | 882,000 | 1,068,000 |
| Net interest income | 2,427,000 | 4,860,000 | 7,409,000 | 10,018,000 |
| Noninterest income | 335,000 | 622,000 | 973,000 | 1,181,000 |
| Noninterest expense | 2,167,000 | 4,018,000 | 5,800,000 | 7,852,000 |
| Provision for loan losses | 167,000 | 567,000 | 748,000 | 854,000 |
| Pretax income | 428,000 | 897,000 | 2,115,000 | 2,774,000 |
| Income tax | 25,000 | 58,000 | 251,000 | 238,000 |
| Net income | 403,000 | 839,000 | 1,864,000 | 2,536,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,418,000 | 26,854,000 | 27,879,000 | 28,563,000 |
| Total capital | 28,603,000 | 29,126,000 | 30,233,000 | 30,970,000 |
| Risk-weighted assets | 179,801,000 | 181,489,000 | 188,233,000 | 192,385,000 |