Call reports 2019
PIONEER BANK — 2019
What PIONEER BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 216,015,000 | 215,397,000 | 220,090,000 | 228,363,000 |
| Total loans | 172,429,000 | 172,765,000 | 183,709,000 | 192,047,000 |
| Allowance for loan losses | 2,245,000 | 2,275,000 | 2,222,000 | 2,158,000 |
| Securities available for sale | 13,653,000 | 12,663,000 | 11,825,000 | 10,096,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,339,000 | 183,719,000 | 188,095,000 | 196,356,000 |
| Interest-bearing deposits | 125,295,000 | 125,431,000 | 128,578,000 | 138,663,000 |
| Noninterest-bearing deposits | 59,044,000 | 58,288,000 | 59,517,000 | 57,693,000 |
| Equity capital | 24,707,000 | 25,429,000 | 25,974,000 | 26,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,655,000 | 5,344,000 | 8,135,000 | 10,903,000 |
| Interest expense | 322,000 | 649,000 | 994,000 | 1,361,000 |
| Net interest income | 2,333,000 | 4,695,000 | 7,141,000 | 9,542,000 |
| Noninterest income | 338,000 | 566,000 | 956,000 | 1,315,000 |
| Noninterest expense | 1,918,000 | 3,845,000 | 6,026,000 | 8,014,000 |
| Provision for loan losses | 106,000 | 137,000 | 212,000 | 288,000 |
| Pretax income | 647,000 | 1,279,000 | 1,859,000 | 2,555,000 |
| Income tax | 69,000 | 133,000 | 196,000 | 206,000 |
| Net income | 578,000 | 1,146,000 | 1,663,000 | 2,349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,393,000 | 24,962,000 | 25,478,000 | 26,015,000 |
| Total capital | 26,421,000 | 26,990,000 | 27,622,000 | 28,173,000 |
| Risk-weighted assets | 162,048,000 | 162,040,000 | 171,468,000 | 179,728,000 |