Call reports 2018
PIONEER BANK — 2018
What PIONEER BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 200,781,000 | 198,262,000 | 204,026,000 | 208,984,000 |
| Total loans | 162,389,000 | 163,258,000 | 167,615,000 | 169,349,000 |
| Allowance for loan losses | 2,085,000 | 2,085,000 | 2,037,000 | 2,148,000 |
| Securities available for sale | 10,639,000 | 13,969,000 | 13,566,000 | 13,974,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,979,000 | 170,152,000 | 175,622,000 | 177,628,000 |
| Interest-bearing deposits | 117,034,000 | 115,048,000 | 119,471,000 | 122,744,000 |
| Noninterest-bearing deposits | 53,945,000 | 55,104,000 | 56,151,000 | 54,884,000 |
| Equity capital | 22,341,000 | 22,904,000 | 23,451,000 | 24,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,408,000 | 4,879,000 | 7,414,000 | 10,038,000 |
| Interest expense | 221,000 | 464,000 | 737,000 | 1,032,000 |
| Net interest income | 2,187,000 | 4,415,000 | 6,677,000 | 9,006,000 |
| Noninterest income | 346,000 | 644,000 | 998,000 | 1,370,000 |
| Noninterest expense | 1,806,000 | 3,648,000 | 5,531,000 | 7,422,000 |
| Provision for loan losses | 106,000 | 141,000 | 217,000 | 354,000 |
| Pretax income | 621,000 | 1,270,000 | 1,927,000 | 2,600,000 |
| Income tax | 66,000 | 138,000 | 211,000 | 234,000 |
| Net income | 555,000 | 1,132,000 | 1,716,000 | 2,366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,124,000 | 22,701,000 | 23,285,000 | 23,936,000 |
| Total capital | 23,985,000 | 24,580,000 | 25,232,000 | 25,924,000 |
| Risk-weighted assets | 148,717,000 | 150,189,000 | 155,706,000 | 158,909,000 |