Call reports 2017
PIONEER BANK — 2017
What PIONEER BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 193,029,000 | 196,996,000 | 198,543,000 | 198,067,000 |
| Total loans | 163,091,000 | 164,789,000 | 163,264,000 | 162,964,000 |
| Allowance for loan losses | 2,120,000 | 2,168,000 | 2,111,000 | 2,005,000 |
| Securities available for sale | 9,488,000 | 9,072,000 | 8,990,000 | 11,312,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,123,000 | 164,977,000 | 166,822,000 | 167,099,000 |
| Interest-bearing deposits | 114,195,000 | 114,563,000 | 115,242,000 | 115,491,000 |
| Noninterest-bearing deposits | 48,928,000 | 50,414,000 | 51,580,000 | 51,608,000 |
| Equity capital | 20,828,000 | 21,304,000 | 21,788,000 | 21,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,353,000 | 4,705,000 | 7,113,000 | 9,524,000 |
| Interest expense | 185,000 | 383,000 | 606,000 | 826,000 |
| Net interest income | 2,168,000 | 4,322,000 | 6,507,000 | 8,698,000 |
| Noninterest income | 342,000 | 636,000 | 946,000 | 1,149,000 |
| Noninterest expense | 1,701,000 | 3,386,000 | 5,087,000 | 6,877,000 |
| Provision for loan losses | 139,000 | 235,000 | 320,000 | 384,000 |
| Pretax income | 670,000 | 1,337,000 | 2,046,000 | 2,586,000 |
| Income tax | 161,000 | 322,000 | 498,000 | 876,000 |
| Net income | 509,000 | 1,015,000 | 1,548,000 | 1,710,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,493,000 | 20,925,000 | 21,407,000 | 21,569,000 |
| Total capital | 22,352,000 | 22,817,000 | 23,280,000 | 23,427,000 |
| Risk-weighted assets | 148,523,000 | 151,151,000 | 149,657,000 | 148,529,000 |