Call reports 2016
PIONEER BANK — 2016
What PIONEER BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 186,359,000 | 189,844,000 | 191,261,000 | 189,687,000 |
| Total loans | 154,068,000 | 156,670,000 | 159,512,000 | 160,758,000 |
| Allowance for loan losses | 2,216,000 | 2,067,000 | 2,042,000 | 2,022,000 |
| Securities available for sale | 6,235,000 | 7,647,000 | 6,748,000 | 7,027,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,216,000 | 154,507,000 | 159,846,000 | 159,498,000 |
| Interest-bearing deposits | 103,589,000 | 108,522,000 | 109,771,000 | 109,185,000 |
| Noninterest-bearing deposits | 46,627,000 | 45,985,000 | 50,075,000 | 50,313,000 |
| Equity capital | 20,097,000 | 20,304,000 | 20,432,000 | 20,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,357,000 | 4,648,000 | 6,983,000 | 9,225,000 |
| Interest expense | 168,000 | 347,000 | 533,000 | 714,000 |
| Net interest income | 2,189,000 | 4,301,000 | 6,450,000 | 8,511,000 |
| Noninterest income | 332,000 | 653,000 | 979,000 | 1,289,000 |
| Noninterest expense | 1,820,000 | 3,594,000 | 5,343,000 | 6,979,000 |
| Provision for loan losses | 196,000 | 292,000 | 402,000 | 538,000 |
| Pretax income | 505,000 | 1,068,000 | 1,684,000 | 2,283,000 |
| Income tax | 167,000 | 244,000 | 394,000 | 520,000 |
| Net income | 338,000 | 824,000 | 1,290,000 | 1,763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,684,000 | 19,885,000 | 20,011,000 | 20,184,000 |
| Total capital | 21,511,000 | 21,730,000 | 21,872,000 | 22,021,000 |
| Risk-weighted assets | 145,839,000 | 147,410,000 | 148,761,000 | 146,831,000 |