Call reports 2015
PIONEER BANK — 2015
What PIONEER BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 171,517,000 | 170,926,000 | 174,688,000 | 177,573,000 |
| Total loans | 144,175,000 | 146,511,000 | 148,490,000 | 149,674,000 |
| Allowance for loan losses | 2,084,000 | 2,123,000 | 2,026,000 | 2,103,000 |
| Securities available for sale | 8,746,000 | 9,781,000 | 8,860,000 | 8,781,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,354,000 | 143,198,000 | 145,066,000 | 149,164,000 |
| Interest-bearing deposits | 100,570,000 | 99,557,000 | 101,457,000 | 101,590,000 |
| Noninterest-bearing deposits | 42,784,000 | 43,641,000 | 43,609,000 | 47,574,000 |
| Equity capital | 19,593,000 | 19,686,000 | 19,827,000 | 20,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,342,000 | 4,588,000 | 6,837,000 | 9,079,000 |
| Interest expense | 136,000 | 279,000 | 419,000 | 558,000 |
| Net interest income | 2,206,000 | 4,309,000 | 6,418,000 | 8,521,000 |
| Noninterest income | 313,000 | 585,000 | 856,000 | 1,205,000 |
| Noninterest expense | 1,728,000 | 3,461,000 | 5,108,000 | 6,776,000 |
| Provision for loan losses | 1,000 | 46,000 | 72,000 | 313,000 |
| Pretax income | 790,000 | 1,387,000 | 2,094,000 | 2,637,000 |
| Income tax | 262,000 | 459,000 | 693,000 | 661,000 |
| Net income | 528,000 | 928,000 | 1,401,000 | 1,976,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,184,000 | 19,298,000 | 19,421,000 | 19,646,000 |
| Total capital | 20,758,000 | 21,076,000 | 21,218,000 | 21,409,000 |
| Risk-weighted assets | 140,000,000 | 141,929,000 | 143,532,000 | 140,722,000 |